U.S. Bank Career OpportunityAt U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.Job DescriptionU.S. Bank is responsible for maintaining an effective anti-money laundering (AML) and fraud program for monitoring, detecting, and reporting suspicious activity to appropriate regulatory agencies. As a member of the Enterprise Financial Crimes Compliance Investigations division, you will be part of the bank's second line of defense to prevent individuals and businesses from using U.S. Bank products and services for illegal purposes.As a FEA External Fraud Investigator, you will conduct enterprise-wide investigations identifying unusual activity and preparing Suspicious Activity Reports (SARs) to be filed with Financial Crimes Enforcement Network (FinCEN) as well as writing and preparing cases that result in No SARs. A FEA External Fraud Investigator should have an understanding of AML/BSA and fraud laws and regulations, the financial services industry, and regulatory trends that impact their assigned line of business. During the investigation, you may identify gaps and help drive solutions that minimize losses resulting from inadequate internal processes, systems, or human errors. You will assist in identifying and/or escalating risks, as appropriate.ResponsibilitiesYou'll contribute to the bank's overall strategy and risk profile by:Conducting comprehensive alert and case investigations which includes analyzing transaction information, reviewing customer data, researching open source and media checks, recommending alerts moving to case or no case, and a SAR or no SAR to be filedWorking cooperatively with internal departments to obtain and analyze necessary information related to the investigationPreparing quality investigative documentation which includes clearly articulating written detailed case notes, and providing attachments of internal and external researchPreparing the SAR form when a case investigation results in a SAR recommendationRecommending customer relationship closures, case escalations or case referrals as appropriateEnsuring case production and quality goals are metCompleting other duties as assignedBasic QualificationsBachelor's degree, or equivalent work experienceTypically more than two years of applicable experiencePreferred Skills/ExperienceExperience in banking, and/or AML complianceEffective oral and written communication skillsStrong proficiency in ExcelStrong analytical skillsStrong problem-solving skillsAbility to adapt to a changing environment and handle multiple prioritiesStrong attention to detailKnowledge of Microsoft Office applications, along with general proficiency in adapting to new software applicationsKnowledge of Bank Secrecy Act (BSA)/AML laws and regulationsKnowledge of Actimize case management systemKnowledge of retail banking, lending and bank operations processesCertified Anti-Money Laundering Specialist (CAMS) certificationCertified Fraud Examiner (CFE) certification*This role requires working from a U.S. Bank location three (3) or more days per week.**We are hiring in the following locations:Tempe, AZMinneapolis, MNCincinnati, OHBrookfield, WIBenefits:Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:Healthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityPregnancy disability and parental leave401(k) and employer-funded retirement planPaid vacation (from two to five weeks depending on salary grade and tenure)Up to 11 paid holiday opportunitiesAdoption assistanceSick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawU.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $66,640.00 - $78,400.00
U.S. Bank Career OpportunityAt U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.Job DescriptionU.S. Bank is responsible for maintaining an effective anti-money laundering (AML) and fraud program for monitoring, detecting, and reporting suspicious activity to appropriate regulatory agencies. As a member of the Enterprise Financial Crimes Compliance Investigations division, you will be part of the bank's second line of defense to prevent individuals and businesses from using U.S. Bank products and services for illegal purposes.As a FEA External Fraud Investigator, you will conduct enterprise-wide investigations identifying unusual activity and preparing Suspicious Activity Reports (SARs) to be filed with Financial Crimes Enforcement Network (FinCEN) as well as writing and preparing cases that result in No SARs. A FEA External Fraud Investigator should have an understanding of AML/BSA and fraud laws and regulations, the financial services industry, and regulatory trends that impact their assigned line of business. During the investigation, you may identify gaps and help drive solutions that minimize losses resulting from inadequate internal processes, systems, or human errors. You will assist in identifying and/or escalating risks, as appropriate.ResponsibilitiesYou'll contribute to the bank's overall strategy and risk profile by:Conducting comprehensive alert and case investigations which includes analyzing transaction information, reviewing customer data, researching open source and media checks, recommending alerts moving to case or no case, and a SAR or no SAR to be filedWorking cooperatively with internal departments to obtain and analyze necessary information related to the investigationPreparing quality investigative documentation which includes clearly articulating written detailed case notes, and providing attachments of internal and external researchPreparing the SAR form when a case investigation results in a SAR recommendationRecommending customer relationship closures, case escalations or case referrals as appropriateEnsuring case production and quality goals are metCompleting other duties as assignedBasic QualificationsBachelor's degree, or equivalent work experienceTypically more than two years of applicable experiencePreferred Skills/ExperienceExperience in banking, and/or AML complianceEffective oral and written communication skillsStrong proficiency in ExcelStrong analytical skillsStrong problem-solving skillsAbility to adapt to a changing environment and handle multiple prioritiesStrong attention to detailKnowledge of Microsoft Office applications, along with general proficiency in adapting to new software applicationsKnowledge of Bank Secrecy Act (BSA)/AML laws and regulationsKnowledge of Actimize case management systemKnowledge of retail banking, lending and bank operations processesCertified Anti-Money Laundering Specialist (CAMS) certificationCertified Fraud Examiner (CFE) certification*This role requires working from a U.S. Bank location three (3) or more days per week.**We are hiring in the following locations:Tempe, AZMinneapolis, MNCincinnati, OHBrookfield, WIBenefits:Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:Healthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityPregnancy disability and parental leave401(k) and employer-funded retirement planPaid vacation (from two to five weeks depending on salary grade and tenure)Up to 11 paid holiday opportunitiesAdoption assistanceSick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawU.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $66,640.00 - $78,400.00
